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Just in case you weren't stressed enough about your 30s, an expert has shared just how much money you should have saved.
Spoiler, it's probably way more than you'd expect and we'd bet money that no 30-year-old currently follows this.
But, then again, ill-advised betting might be the reason we don't have any savings.
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So, just how much should you have put away in case of a rainy day?
Well, Kelly Smith, a finance expert from The Penny Hoarder told ATTN that while it varies depending on your job and expenses, according to her: "The goal at any age is to get to the point of having six months of living expenses saved up.
Admittedly, it's harder in your twenties but it's a good time to start."
Still, Kelly is aware that the whole thing is pretty daunting but she maintains it's 'not impossible, but it can be intimidating'.
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Intimidating feels like an understatement, given that the current monthly expenses to run a household in the UK are estimated at £2,548, which according to Kelly's formula, would mean that by 30 you should have £15,288 saved up.
And, given that we're in the grips of a cost of living crisis, with bills rising and a recession well underway, we'd argue that saving a tenner a week is a valiant effort.
Though according to Kelly, even small efforts to save can help and she said that saving little by little can make a massive difference: "Even if it's storing spare change in a mason jar."
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There are a lot of other resources you can use to keep track of your spending habits, with the financial expert saying: "I’d also recommend Millennials track their income and spending in a conventional spreadsheet or budgeting app.
"Being able to see where your income is coming from and going helps you understand what you can and can’t afford to save," she explained.
What do you think of Kelly's advice? Are you in a decent position to save, or struggling to make ends meet?
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If you've been affected by any of the issues in this story, you can find more information about where to get help from Turn2Us via their website
Shola Lee